Service Insurance Agency - Personal Insurance

Personal Lines

Service Insurance Agency recognizes that Personal Insurance needs to be "personalized" and customized to your unique situation. We take the time to compare multiple companies and combinations of selected coverages to protect not only your assets but the people who use them.

Insurance can be confusing, but it doesn't need to be that way. We take the time to educate our customers, to truly evaluate their needs. As an independent agent, we provide a custom blend of options and prices from multiple insurance companies. This requires us to take more time up front truly shopping around for your best fit.

Anyone can put a quote form on the internet and tell you this is the best price, but that's not service -- that's not making sure you have the appropriate coverages - that's a machine. Our personal approach means we take the time to understand your priorities and your budget. For example, perhaps raising your deductible could cut your cost, but that's not an option for everyone.

At Service Insurance Agency, educating our customers about the policy terms and conditions and how insurance really works enables us develop a long-term relationship. Unfortunately, agents from a single company must part ways with their clients when they are cancelled or non-renewed for a multitude of reasons. Since we are independent agents, we are your agent for life. Helping to educate our clients is another way Service Insurance Agency develops our long-term relationship with you.

Our staff:

  • helps you by shopping around for the coverage that fits your needs best
  • helps you understand what affects your rates
  • helps you decide just how much you really need to buy
  • helps you by explaining how insurance really works

Give us a call and let us show you why service is part of our name.

Auto Insurance

All too often, car owners don't know what their auto insurance policy covers and what is optional. Since cost is always a consideration, working with a Service Insurance agent to find just the right coverage for you is important.
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Disability Insurance

Disability Insurance protects you from the financial issues that occur after an unexpected tragedy. This coverage replaces a portion of your income if you become disabled and are no longer able to work. Depending on the policy, this coverage can be 60%, 70% or even 80% of your current salary. The right protection will give you and your loved ones the means to support yourselves during this difficult time.
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Health Insurance

Service Insurance Agency understands how important staying healthy is to you. Whether you are covering just yourself or your whole family, you need an insurance agent that can personalize the policy to your specific needs.
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Homeowners Insurance

Insurance can be confusing, but it doesn't need to be that way. We take the time to educate our customers, to truly evaluate their needs. As an independent agent, we provide a custom blend of options and prices from multiple insurance companies. This requires us to take more time up front truly shopping around for your best fit.
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Life

Service Insurance Agency recognizes that Personal Insurance needs to be "personalized" and customized to your unique situation. We take the time to compare multiple companies and combinations of selected coverages to protect not only your assets but the people who use them.
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Long Term Care

The cost of long term care can bankrupt most American families. The average cost per year in 2009 for nursing home care was $53,220 a year or about $1,000 a week. Many assume that Medicare or their State will cover the nursing home, but this not the case. Medicare has very limited conditions for even contributing to nursing home care, and you must be destitute for the State to step in. Over half of all nursing home residents pay their cost out of savings.
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Personal Umbrella

Sadly, lawsuits have become a way of life in America. If you own a home or a car, you could be at risk of losing more than your standard homeowners or auto insurance policy covers. Umbrella cover helps fill the gaps on your other policies. A personal umbrella policy covers you beyond your other policy limits.
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