Service Insurance Agency - Home Owners

Personal Umbrella

Sadly, lawsuits have become a way of life in America. If you own a home or a car, you could be at risk of losing more than your standard homeowners or auto insurance policy covers. Umbrella cover helps fill the gaps on your other policies. A personal umbrella policy covers you beyond your other policy limits.

No longer is this an option for the just the rich and famous. Umbrella policies are more affordable, so a million dollar policy is within your means. In a lawsuit, not only are your current assets and income in jeopardy, but future income and assets as well.

If any of the statements below sound like you or your family, please talk to your Service Insurance agent about Umbrella coverage:
  • Own your own home
  • Have a teenage driver
  • Own any recreational vehicles
  • Entertain frequently in your home (including scouts or club meetings)
  • Occasionally conduct business from your home
  • Travel frequently

Primary Coverage

This covers the non-business liability claims not covered by your other policies (primarily homeowner and auto). For example:

  • Libel
  • Slander
  • Defamation of character
  • False arrest

Additional Liability Coverage

This optional coverage is added protection for your current and future assets and income above the million dollar limit.

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