Service Insurance Agency - Long Term Care Insurance

Long Term Care Insurance

Service Insurance Agency understands how important protecting your loved ones and assets is to you. Whether you are covering just yourself or your whole family, you need an insurance agent that can personalize the policy to your specific needs.

The cost of long term care can bankrupt most American families. The average cost per year in 2009 for nursing home care was $53,220 a year or about $1,000 a week. Many assume that Medicare or their State will cover the nursing home, but this not the case. Medicare has very limited conditions for even contributing to nursing home care, and you must be destitute for the State to step in. Over half of all nursing home residents pay their cost out of savings.

There are five major reasons why people buy long term care insurance:

  • To maintain their independence.
  • To protect their assets.
  • To make long term care services affordable.
  • To give themselves options, for example – home care.
  • To preserve their standard of living.

Insurance can be confusing, but it doesn't need to be that way. We take the time to educate our customers, to truly evaluate their needs. As an independent agent, we provide a custom blend of options and prices from multiple insurance companies. This requires us to take more time up front truly shopping around for your best fit.

What makes SIA different is the people. With very little turnover, our trained and licensed CSRs possess an average of 12 to 15 years of experience which they use to help you navigate through the insurance process.

Talk to your SIA agent today about which options are right for you.

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