Insurance News

Homeowners Rates on the Rise

Have you looked at your homeowners renewal lately? You probably have because you've noticed a sizable rate increase. Yes, homeowners rates are on the rise and the cause is "Mother Nature". The insurance industry has been hit hard by intense, destructive weather patterns causing losses across the country. With concentrations of homes and costs of repair, a hail storm that hits your subdivision can literally do thousands of dollars of damage to almost every home.

What can you do with these increasing costs? Contact our office and get a complete review of your coverages. Have your agent check and see if raising your deductible can realize a noticeable savings. Some insurers have been hit harder than others and must raise their rates above those of their competitors.

Your independent agent knows this and can shop the market on your behalf. They can find the best company at the most competitive premiums.

We all need relief from severe weather and rising insurance premiums. Best Homeowners Insurance Agencies in Schaumburg 2021 award recipient

Welcome to Service Insurance

Service Insurance Agency combines our knowledge of insurance options with your specific needs to provide you with the service you deserve. We provide the highest quality professional customer service at the lowest cost. "Protecting Your World" is what insurance is all about. Whether your world is your business, your home, your car or a combination of assets, we specialize in creating just the right custom blend of products personalized to your needs.
  • Condominiums & Apartments
  • Contractors
  • Financial Institutions
  • Florist
  • Garage Automotive
  • Manufacturers
  • Optometrist
  • Printers
  • Professional Liability
  • Restaurants
  • Small Business
  • Trucking
  • Wholesalers & Distributors
  • Worker's Compensation
Unlike single carrier insurance agents, as an independent agent, our products and offerings are as varied as our clients. Think of us as your "brand central", because we can offer you an array of coverages and prices picked specifically for you. Sadly, agents offering coverage from a single company must part ways with their clients when the company they represent can no longer provide competitive rates or are no longer writing they type of coverages you or your business need. Since we are independent agents, we can solve your insurance needs as they change. Creating the specific combination of products to fit your needs might take us some time up front, but delivering assistance after an emergency is immediate.

Our agents:
  • 1. Take the time to understand your needs and priorities.
  • 2. Help educate you on types of coverages best suited to you.
  • 3. Shop a multitude of insurance companies to find the best fit.
  • 4. Narrow the selection to the top two or three options and negotiate pricing and terms on your behalf.
This process takes time and effort to complete, but our clients are worth the effort! With over 30 companies to pick from, we can find that perfect fit. Finding you the lowest cost tailor made package is our goal. Regardless of your history, we'll find the plan that is the right solution for you. We've got you covered.

As an independent agency, we serve you first! We know price is important, so we start with price then add value. Getting to know you, keeping up with your needs as business and family grow and being there for you in an emergency is what makes us "Your Agent For Life".